Crewful Terms of Service

Effective date: July 5, 2026

Last updated: October 6, 2026

1. Acceptance of terms

By using Crewful, you agree to these Terms of Service. If you don't

agree, don't use the app. You must be at least 18 years old and able to

enter a binding contract in your jurisdiction to use Crewful.

2. What Crewful is

Crewful is a marketplace that connects customers who need a job done with

independent professionals who submit estimates on and complete that job.

Crewful is not the employer of any professional on the platform.

Professionals are independent contractors, not Crewful employees or

agents. Beyond the core post-a-job/submit-an-estimate flow, Crewful offers

a few other ways for customers and professionals to connect, all governed

by these same Terms:

on the customer map, visible to any customer browsing nearby — not just

customers they've already been awarded a job by.

availability announcement (e.g. "free this weekend") visible to nearby

customers.

professionals on a given job until that job is awarded.

3. No vetting guarantee [UPDATE ONCE BACKGROUND CHECKS EXIST]

[Until a background-check process is implemented, this section must

clearly state that Crewful does not currently vet, background-check, or

verify the professionals on its platform, and that customers use the

service at their own risk. Do not imply vetting has occurred if it hasn't

— that's a real legal exposure. Update this section the moment background

checks are added.]

4. Jobs, estimates, and payment

Professionals submit estimates with a price and estimated timeline.

but nothing is charged yet. The customer pays separately, whenever they

choose, through the app. Payment is charged via Stripe. Once the

customer's payment clears, Crewful pays the professional the agreed

price minus Crewful's platform fee.

customer and professional — we facilitate discovery and payment, not the

work itself.

Professional payouts and unclaimed earnings

account.** Connecting a bank account through Stripe (including

identity and tax verification) is only required to receive your money,

not to use Crewful.

earnings for you.** The amount you are owed (the agreed price minus

Crewful's platform fee) is shown as your balance in the app. Crewful

holds this money on the platform until you connect; it does not earn

interest for you and is not a deposit or bank account.

your held earnings are paid out to you automatically**, usually within

the hour, with nothing further to request. If you have an issue

connecting, contact support@crewful.app.

has been paid for that job.** If the job is refunded to the customer,

no fee is kept.

a job has been paid for by the customer and you have not connected a

bank account and been paid within 75 days of the customer's payment,

Crewful will refund the customer in full and you will no longer be

entitled to that payment. We send you reminders in the app and by email

while you have money waiting, including a final warning as the deadline

approaches. Once a payment has been refunded to the customer under this

rule, it cannot be reinstated.

requirements and review. Crewful is not responsible for delays or

holds that Stripe places on your account.

5. Disputes

A customer may file a formal dispute through the app within **48 hours

after paying** for a job, as long as the professional's payout has not

yet been released. A payout is released as soon as the professional has a

connected, approved bank account, so for professionals who are already

connected a dispute window will usually not exist. For professionals who

have not yet connected a bank account, their earnings are held (see

Section 4) and a dispute can be filed during the first 48 hours after

payment. When a dispute is filed, the payout is frozen pending review and

Crewful (acting as administrator) resolves it by either releasing the

payment to the professional or refunding the customer. After 48 hours, or

once the payout has been released, a formal dispute can no longer be

filed through the app; Crewful may still investigate a report and issue a

refund at its discretion, but this is not guaranteed. Customers should

raise concerns before paying whenever possible. A job can only have one open dispute at a time. Filing a dispute

in bad faith, or to avoid paying for legitimately completed work, is

prohibited conduct under Section 8 and may result in account termination.

6. Professional responsibilities

If you register as a professional, you represent that you have any

required licenses, permits, or insurance for the work you offer, and that

the information in your profile (bio, categories, insurance status,

licensing status, years of experience, references) is accurate. If you

are not formally licensed for a trade that customarily requires one, you

must say so in your profile rather than leaving it blank or implying

otherwise. Misrepresenting your qualifications, licensing, or insurance

status may result in account termination and, where applicable, legal

liability. If you enable Storefront or post to the Board, you're

responsible for keeping that content accurate and current in the same way

as the rest of your profile.

7. Customer responsibilities

You agree to provide accurate job details and safe access for a

professional to complete agreed-upon work, and to pay the agreed price

through the app rather than attempting to circumvent Crewful's payment

system. Posting a job anonymously does not exempt you from these

responsibilities — your identity is still known to Crewful and is

disclosed to the awarded professional once a job is awarded.

8. Prohibited conduct

You agree not to: solicit or complete payment for a Crewful job outside

the app to avoid platform fees; submit fraudulent estimates or reviews; harass

another user; misrepresent your identity, licensing, or insurance; or use

the app for any unlawful purpose.

**Crewful has zero tolerance for objectionable content or abusive

behavior.** This includes anything posted in job descriptions, estimates,

Board posts, messages, reviews, or profiles that is threatening, harassing,

hateful, sexually explicit, or otherwise abusive. Use the in-app Report

option on any user, message, or review to flag content or behavior that

violates this policy, and the in-app Block option to immediately stop

a user from contacting you or submitting estimates on your jobs. Our team

reviews every report and may suspend or permanently remove any account

that violates this policy, with or without prior notice.

9. Insurance and liability

Cade Corlew does not provide insurance coverage for work

performed by professionals on the platform. [This section needs input from

an insurance broker familiar with marketplace/gig platforms — see the

launch checklist item — to correctly state what liability, if any,

Crewful carries versus the individual professional.]

10. Disclaimers

Crewful is provided "as is" and "as available," without warranty of any

kind. We do not guarantee the quality, safety, or legality of work

performed by professionals, the accuracy of any profile, estimate, review,

Storefront listing, or Board post, or that the service will be

uninterrupted, error-free, or secure. To the fullest extent permitted by

law, we disclaim all warranties, express or implied, including

merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of liability

To the fullest extent permitted by law, Cade Corlew is not

liable for any indirect, incidental, or consequential damages arising from

work performed by a professional, property damage, personal injury, or

payment disputes between users. [This is the single most important section

for a lawyer to size correctly given Crewful's marketplace model —

consult one before launch, not after.]

12. Indemnification

[Draft placeholder — have a lawyer size this appropriately before relying

on it.] You agree to indemnify and hold Crewful and Cade Corlew harmless

from any claim, damage, or expense (including reasonable legal fees)

arising from: your use of the app, the work you perform or have performed

through the app, your violation of these Terms, or your violation of any

law or third party's rights. This does not require you to indemnify

Crewful for Crewful's own negligence or willful misconduct.

13. Dispute resolution [NEEDS A LAWYER'S INPUT]

[Placeholder — no arbitration or class-action-waiver clause has been

added yet. Many marketplace platforms use binding arbitration with a

class-action waiver here, but that's a real strategic and legal decision

(enforceability varies by state, and some states restrict it in

employment-adjacent contexts) — don't add one without a lawyer's input

on whether it fits Crewful's situation.]

14. Termination

We may suspend or terminate your account for violating these terms,

including fraudulent estimates, payment circumvention, or safety violations.

15. Changes to these terms

We may update these Terms as Crewful's features change. We'll update the

"Last updated" date above when that happens, and will notify users of

material changes through the app. Continuing to use Crewful after a

change takes effect means you accept the updated terms.

16. Assignment

You may not assign or transfer your rights under these Terms without our

consent. We may assign these Terms in connection with a merger,

acquisition, or sale of assets, or by operation of law.

17. Severability

If any provision of these Terms is found unenforceable by a court, that

provision will be limited or removed to the minimum extent necessary, and

the remaining provisions will stay in full effect.

18. Entire agreement

These Terms, together with the Privacy Policy, are the entire agreement

between you and Crewful regarding your use of the app, and supersede any

prior agreements on the same subject.

19. Governing law

These terms are governed by the laws of Tennessee, without regard to

conflict-of-law principles. [Marketplace facilitator and money-transmission

rules vary by state — confirm this section with a lawyer per the launch

checklist's business/legal item.]

20. Contact

support@crewful.app